Potomac Insurance Network Terms & Conditions of Web Site Use

Hyperlinking:

1.The following organizations may link to the Potomac Insurance Network (“PIN”) web site, www.potomacinsurancenetwork.com, without prior written PIN approval:

These organizations may link to PIN's home page, to publications or to other web site information so long as the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party's site.

2.PIN may consider and approve in its sole discretion other link requests from the following types of organizations:

PIN will approve link requests from these organizations if PIN determines that: (a) the link would not reflect unfavorably on the PIN for example, trade associations or other organizations representing inherently suspect types of business, such as work-at-home opportunities, shall not be allowed to link); (b)the organization does not have an unsatisfactory history with PIN; (c) the benefit to PIN from the visibility associated with the hyperlink outweighs the absence being a client of PIN; and (d) where the link is in the context of general resource information or is otherwise consistent with editorial content in a newsletter or similar product furthering the mission of the organization.

These organizations may link to PIN”s home page, to publications or to other web site information so long as the link: (a) is not in any way misleading; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and it products or services; and (c) fits within the context of the linking party's site.

If you are among the organizations listed in paragraph 2 (#2) above and are interested in linking to www.potomacinsurancenetwork.com, you must notify PIN by sending an e-mail to info@potomacinsurancenetwork.com. Please include your name, your organization name, contact information (such as a phone number and/or e-mail address) as well as the URL of your site, a list of any URLs from which you intend to link to our web site, and a list of the URL(s) on our site to which you would like to link. Allow 2-3 weeks for a response. Please also read the following terms and conditions applying to use of our web site.

Approved organizations may hyperlink to www.potomacinsurancenetwork.com as follows:

Framing:

Without prior approval and express written permission, you may not create frames around PIN's web pages or use other techniques that alter in any way the visual presentation or appearance of our web site.

Content Liability:

PIN shall have no responsibility or liability for any content appearing on your web site. You agree to indemnify and defend PIN against all claims arising out of or based upon your web site. No link(s) may appear on any page on your web site or within any context containing content or materials that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

Reservation of Rights:

PIN reserves the right at any time and in its sole discretion to request that you remove all links or any particular link to PIN’s web site from your site. You agree to immediately remove all links to PIN's web site upon such request. PIN also reserves the right to amend these terms and conditions and its linking policy at any time. By continuing to link to the PIN web site, you agree to be bound to and abide by these linking terms and conditions.

What You Should Know About Links We Have On Our Web Site:

From time to time, we may, with permission from the site owner, decide to link to web sites that we determine may be of interest to our visitors. These web sites may offer educational, governmental or other resources or may be owned or controlled by other third parties.

We are not responsible for the content of any linked site, any link(s) contained in any linked site, or any changes or updates to the information contained in such sites. PIN provides links to third party sites only as a convenience and the inclusion of any such link on our site does not imply PIN’'s endorsement of either the site, the organization operating such site, or any products or services of that organization. A visit to any site or page from our web site via any such link is done entirely at your own risk.

We strongly recommend reading any Standard Terms and Conditions, Privacy Policy, Disclaimers or other notifications that may be found on any such third party web sites. Under no circumstances will PIN be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused in connection with the use of, or reliance on, any content, goods or services available on any other site.

Should you find any link on our web site or any linked web site objectionable for any reason, you may send us a request to remove the link from our web site to info@potomacinsurancenetwork.com PIN will consider all such requests but shall have no obligation to remove any links or respond.